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The Yojana Card:
Building Resilience

The Yojana Card is a first-of-its-kind, physical card for all things welfare and financial services — government schemes, awareness, eligibility, applications, documentation, benefits, inclusion, and security.

With the card, we hope to build an active, inclusive, and empowering social security net.

A powerful tool for users with eligibility information for welfare services on a single card — especially for the 500 million ‘feature phone’ users in India!
A product which encourages collaboration among multiple stakeholders — governments, philanthropies, banks, corporates, CSRs, fin-techs, and last-mile distribution networks.
An end-to-end tech product suite which can be integrated with financial products to bring together various services under the ambit of welfare and financial inclusion.

How does the Yojana Card work?

Who is the Yojana Card for?

Individuals with an irregular household income of less than INR 20,000 a month. This includes —

  • Construction workers
  • Sanitation workers
  • Domestic workers
  • Gig-economy fleet workers
  • Truck drivers
  • Factory workers
  • Other daily wage earners

Nano and micro businesses with a turnover of less than INR 10,00,000 a year. This includes —

  • Street vendors
  • Kirana stores